Car Buying Tips
Car Buying Tips!
 
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Welcome to Smarter Car Buying!

Finding, selecting and purchasing a new vehicle can be a huge challenge, especially for those who have never been through this process before. The idea of embarking on a car search fills many people with anxiety but like anything else, the more you know about the process and what you should expect the more prepared you will be to handle the stress and the more easily you will be able to find the best car and payment arrangements for you and your family.

Smarter Car Buying Advice

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Purchasing A New Car

If you and your family are considering the purchase of a brand new vehicle, finding the car that's right for you is of the utmost importance. Be sure to research different types and varieties of cars to truly find one that meets your needs. There are also a number of different venues through which you can purchase your new vehicle, so be sure you visit a number of them during your search for a new car.

If the car buying process is something that you are unfamiliar with there are a number of things you should know prior to purchasing your new vehicle. First time car buyers should know about dealership pricing and how to negotiate the best deal for their vehicle. You should also know about the process and benefits of trading in your current vehicle when you purchase your new one because it can result in a lower overall cost for you. Buyers should also be aware of the different types of extended warranties and their benefits as it can help reduce the costs of keeping up with maintenance on your new vehicle.

It is also important to remember that the majority of dealers and salesmen are not looking out for your best interests and because of this there are a number of things that you should look out for during your interactions and negotiations with dealerships. It is your responsibility to do the legwork and to make sure that you are getting the best possible deal on your new vehicle.

If you would like to try out a type of vehicle for an extended period before you decide to purchase many dealerships will also offer you the option of leasing a vehicle. While leasing is definitely not an option for everyone, it is perfect for those who are not looking for a long term financing situation and for those who are unsure of which type of vehicle they are looking to eventually buy.

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Purchasing A Used Vehicle

Finding a used car can sometimes be just as challenging as purchasing a new one as it has it’s own issues and challenges. As with new cars, there are a number of venues from which you can purchase your used vehicle, including both dealers and private parties.

There are unique and specific challenges that buyers face when purchasing a new vehicle that are mostly due to the fact that the car has had a history before you. Unless you are buying from a top end dealership that prides itself on the condition of the cars it sells, most dealerships sell used vehicles as is, which is why it is important to always ask for a vehicle history report so that you can be aware of any wrecks, accidents or issues that this car may have been involved in prior to your purchase.

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Financing A New Or Used Vehicle

Regardless of whether your purchase a new or used vehicle, most people will require some form of financing to allow them to pay for it. While it's not always advised for those will less than desirable credit, you can acquire financing through the dealership from which you are purchasing your vehicle. For those with less than perfect credit, it is sometimes more beneficial to finance your new vehicle through a third party financier, such as your credit union, bank or local loan company. The route you take and the options you have for financing will heavily depend on your credit score so it's imperative that you know obtain a copy of your recent credit report before you attempt to negotiate financing options.